I was going to go hex and oct but I figured a but to esoteric. The fact you went to even less common bases makes me feel that I’ve lost some nerd cred…
These ‘and’-freakers are messing you up. In everyday American parlance, ‘and’ only gets in for the decimal point if you are declaring a unit. Otherwise, ‘point’ is the usual.
For 1,037.2, one says “one thousand thirty seven point two,” but one could say “one thousand thirty seven and two tenths.” And on the same its-and-with-a-unit principle, for $1,037.20, one says "one thousand thirty-seven dollars and twenty cents.
Interesting! Born and raised (or “and bred”, if your prefer) in the U. S. of A (Charlottesville and Alexandria, Virginia, if that localization helps), and learned “One thousand five hundred and ten dot 35” was how to dictate the number 1510.35