This is an interesting discussion, and I do want to make clear that I'm not trying to force you into working one way. I was trying to be helpful by showing you what is already available (it's still not clear to me that you are using all the existing features that are there which would help.)
I'd only make this comment:
I couldn't care less of the formatting was not there on the card, only if it is in the text in the editor.... There is no reason they can't be more than just synopses.
The problem is that the text on the card is a plain text file (which can't carry formatting) while the editor text is an .rtf file. If you want to edit the card text, then at best you're looking at syncing between the two files to keep them up to date, and in that case, you'll lose formatting in both. If you switch to using the main RTF file as the card text, then you're asking for a major redesign of the program. It's up to Keith (the designer) to decide whether that's worth it.